Bank customers are being urged to get their hands on £200 of free money - but time is running out.
There's just hours to take advantage of one of the UK's biggest building society's cash offer incentive.
HSBC is offering anyone who switches to its Advance Account the sum, but the offer ends tomorrow at midnight.
So, if you're looking for an extra £200 to splash in the shops then you'll need to get a hurry on, the Sun reports.
There are term and conditions to the deal, which the bank will tell you how to fulfil in order to get the bonus.
For starters, you will have to start the switch, including at least two direct debits or standing orders, within 30 days of first applying.
You can apply for the Advance Account on HSBC's website, or you can visit your nearest branch, which can be found on the bank's branch locator website.
One perk of the new account is you don't have to pay monthly fees to maintain it and if you qualify and sign up to the overdraft, you get a text if you're overdrawn or about to be.
Switching banks is a simple process. In most cases, you can do it through the Current Account Switch Service (CASS).
Over 40 UK banks and building societies are signed up to the service, including HSBC, First Direct, NatWest, Nationwide and Monzo.
You can find the full list on the CASS website.
Through the service, you just have to apply for the new bank account and your old one will let the new one know you are moving.
If your application is accepted the bank will then offer to make the switch for you and ask you to choose a date to do it.
Your old bank should then talk to the new one and everything will be switched across, including your balance, direct debits and salary.
A range of other banks around the country are also offering switching bonuses, including Lloyds Bank, First Direct and NatWest.
Lloyds is offering £150, plus additional perks including the choice of 12 months of Disney+, six free cinema tickets and magazine subscription if you sign up to one of its current accounts.
There is a £3 monthly fee to maintain any one of the accounts though, unless you deposit £2,000 or more in each month.
Customers will also get access to a regular saver account which offers 6.25% interest.
Meanwhile, bank customers signing up to First Direct can get £175 free cash and access to a 7% savers account.
You just have to pay in £1,000 or more within three months of switching and then wait up to 28 days for the £175 to appear in your account.
NatWest is offering switchers £200, although you can't get the bonus if you made a switch from NatWest, RBS or Ulster since October 2017.
To get the £200 you just have to open the account online or in-app, switch in the account then pay in £1,250 or more and use the app within 60 days.
The £200 should then be transferred within seven days.
Whenever you do make a switch to a new bank, make sure you consider everything that bank is offering you beyond the cash bonus.
For example, if you know you want to open up a savings account, check out which one has the best rates.
Or, if you prioritise good customer service, make sure you check out which one has the highest rating on websites like MoneySavingExpert.com.
