Performance of Tata Retirement Savings Fund - Progressive Plan
The fund has produced a return of 5.58% over the past year; thus, a monthly SIP of ₹10,000 would have boosted your total investment of ₹1.20 lakh to ₹1.23 lakh. The fund has produced a return of 13.32% over the past three years; hence, a monthly SIP of ₹10,000 would have enhanced your total investment of ₹3.60 lakh to ₹4.38 lakh. Due to the fund's 11.38% return over the previous five years, a monthly SIP of ₹10,000 would have accelerated your actual investment of ₹6 lakh to ₹7.98 lakh. In the last 7 years, the fund has generated a return of 11.87%, hence a monthly SIP of ₹10,000 would have turned your total investment of ₹8.40 lakh into ₹12.82 lakh.
Because the fund has returned 13.20% over the past ten years, a monthly SIP of ₹10,000 would have maximised your total investment from ₹12 lakh to ₹23.89 lakh. Your entire investment of ₹13.10 lakh would have become ₹28.33 lakh with a monthly SIP of ₹10,000 according to the fund's annualised return of 13.44% since its inception. As of 31st October 2022, the fund recorded a net AUM of Rs. 1647.52 Cr and a monthly average AUM of ₹1623.51 Cr. The fund’s top 5 holdings are in ICICI Bank, HDFC Bank, Reliance Industries, ITC and SBI Cards. The fund’s top 5 sector allocations are exposed to Financial Services, Consumer Durables, Capital Goods, Fast Moving Consumer Goods and Consumer Services. The fund is benchmarked against the Nifty 500 TRI index.
Performance of Tata Retirement Savings Fund - Moderate Plan
Due to the fund's return of 6.01% during the last year, a monthly SIP of ₹10,000 would have boosted your total investment from ₹1.20 lakh to ₹1.23 lakh. The fund has produced a return of 12.77% over the past three years; hence, a monthly SIP of ₹10,000 would now have expanded your entire investment of ₹3.60 lakh to ₹4.35 lakh. Due to the fund's 10.92% return over the previous five years, a monthly SIP of ₹10,000 would now have skyrocketed your total investment of ₹6 lakh to ₹7.89 lakh.
In the last 7 years, the fund has generated a return of 11.13%, hence a monthly SIP of ₹10,000 would now have turned your total investment of ₹8.40 lakh into ₹12.48 lakh. Given that the fund has produced a return of 12.82% over the past ten years, a monthly SIP of ₹10,000 would have expanded your total investment of ₹12 lakh to ₹23.40 lakh. Your entire investment of ₹13.10 lakh would now have grown to ₹27.90 lakh thanks to a monthly SIP of ₹10,000 given that the fund has an annualised return of 13.18%. The fund is benchmarked against Crisil Hybrid 25+75 - Aggressive Index. The fund has a net AUM of Rs. 1647.52 Cr as of October 31, 2022, and an average AUM of Rs. 1623.51 Cr on a monthly basis.
Performance of Tata Retirement Savings Fund - Conservative Plan
Since the fund's inception, it has produced an annualised return of 7.88%; hence, a monthly SIP of ₹10,000 would have now accelerated your entire investment of ₹13.10 lakh to ₹20.45 lakh. The fund is benchmarked against CRISIL Short Term Debt Hybrid 75+25 Fund Index. As of October 31, 2022, the fund has a net AUM of Rs. 183.84 Cr and an average monthly AUM of Rs. 183.03 Cr. Tata Retirement Savings Fund - Conservative Plan has 40.52% into Government Securities, 29.48% into equity, 15.88% into NCDs, 8.02% into Cash & Cash Equivalents, 4.16% into Floating Rate Bonds and 1.94% into State Development Loans.
Tata Retirement Savings Fund is managed by Sonam Udasi (Managing Since 1-Apr-16 and overall experience of 24 years) (Equity) & Murthy Nagarajan (Managing since 1-Apr-17 and overall experience of 25 years) (Debt).
