Super saver Kirsty Kirby has explained how she saved £300 a month by taking part in a “no spend” year.
A “no spend” year is where you don’t spend money on any luxuries such as clothes or going out.
The only cash you part ways with is for essentials, like food, bills and commuting to work.
YouTuber Kirsty was able to put away more than half of her take-home salary each month by only purchasing essentials.
She decided she wanted to save cash during the pandemic.
In a YouTube video, she said: "For the last 12 months I've bought absolutely nothing but essentials, sometimes referred to as a 'no buy' Year.
"I did this in a bid to save the most money I possibly could, so that not only would this help with my financial goals, but that should the worst happen through this weird time, I'd be ok financially.
Have you ever completed a 'no spend' year? Let us know how you found it: mirror.money.saving@mirror.co.uk
"Through completing a year long no buy (along with other money saving methods) I managed to save more than 50% of my take home salary which is both mind boggling and life changing.
"I'm fairly certain I will have changed my relationship with money forever."
As well as paying her bills, the items that Kirsty couldn’t avoid purchasing include food - although not takeaways or eating out in restaurants.
She also bought cleaning products and personal care or hygiene products, but only when they had run out.
Kirsty said: "Over the last few years, I've come to the realisation that whilst a certain level of material things do add to your life, more stuff will not necessarily make you happier."
If you want to take part in a "no spend" stint but feel like a whole year is too long, you could always start by taking on a smaller "no spend" month.
We've previously reported on how one mum was able to pay off £53,000 of debt by doing a "no spend" year and selling her unwanted belongings.
Amber, a mum-of-three who lives in Ontario in Canada, decided to try the strict spending rule to get herself back in the clear with her finances.
As part of the “no spend” challenge, the family stopped eating out, didn’t go to the movies, and only paid for their rent, bills, food, and insurance
Amber also sold unwanted belongings around her home including her couch, kitchen tables and TV - and even her wedding and engagement ring.
If you're struggling with debt during the cost of living crisis, here are some ways to get help.
