We know how hard it can be with the cost of food, travel, rent and house prices all spiralling up at once - which is why we've got a fantastic £250 supermarket voucher up for grabs.
There's no doubt this would come in extremely handy in the run-up to Christmas.
There's all the festive food and drink to buy, not to mention the never-ending pile of gifts and decorations to plough through!
Yule doubtless be dancing in the aisles if lady luck shines on you - but as ever, you've got to be in it to win it - and you can enter below:
If you can't see the form, please click here
The closing date is December 4 - so don't wait. The winner can choose to spend the voucher in either Asda, M&S, Sainsburys or Tesco.
Good luck!