Personal finance self-help star and "quit yer whining"-dad personality Dave Ramsey has been very successful telling people how to get their money in order, though his staunch belief that all debt is bad debt has drawn questions over the years.
Recent years have seen the rise of the financial influencer -- the next generation of DIY experts in financial planning and education. The far reach of the internet has allowed a diverse array of people to financially educate their communities. These next-generation teachers work to discourage shame and allow for a good quality of life while you're paying off debt.
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Which is just about the exact opposite of Dave Ramsey. Naturally, the social media platform TikTok has become a popular place to roast the old-fashioned financial guru--and debunk some of his money tips along the way.
Lexa from The Avocado Toast Budget says that Ramsey's advice about debt and credit scores is a major "red flag". "That might work for people who are [comfortable,] but it doesn't work for the majority of people he [is] serving."
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The Financial Feminist Tori Dunlop has several videos debunking Ramsey's principles--including his anti-masking policies and some really questionable company practices. For a sassy rebuttal to Ramsey's latest tone-deaf tweet, stay caught up with herfirst100k.
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Meanwhile, Delyanne the Money Coach admits that she's so glad she ignored Dave's advice to hold off investing until you've paid off your debt.
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Of course, no Dave Ramsey roast is complete without this TikTok of yourrichbff showing us just how Ramsey sounds when he pitches his slightly militant "no fun until you're debt-free" advice.
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Mortgage loan officer mortgagemandy debunks Dave’s anti-credit advice, which suggests undergoing a manual underwriting process, by explaining how the method can become a very expensive headache.
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Of course, some members of the younger generations just fully drag the guy.
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