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The Independent UK

Tom Cheesewright

The unreality bubble: is there another personal debt crisis coming?

Total UK household debt has increased for 24 of the last 25 years, and is now at around £2 trillion, close to the country’s GDP - (Getty)

As a percentage of disposable income, household debt is down to 120%. It peaked at over 150% during the 2008 financial crisis. We’re saving more than we’re spending and things appear to be moving in the right direction.

Or are they?

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