Millions of people across the UK receive financial support from the State Pension. People who have reached the Government’s retirement age, which is now 66, and have contributed 10 years of National Insurance contributions are eligible for the payment.
However, many older people do not realise that they could receive an additional benefit payment worth either £272.40 or £396.60 every four weeks, on top of the state pension. The pension must be claimed by those eligible, as it is not paid automatically, NottinghamshireLive reports.
Some people of State Pension age are failing to claim Attendance Allowance, which helps more than 1.4 million people with daily expenses and helps them stay independent in their own home. These claimants will also qualify for the £150 Disability Cost of Living Payment due to be made this summer, which is being issued by the UK Government to help with the rising cost of living.
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A lot of people could be entitled to Attendance Allowance but may not know enough about it to make a claim. Here is everything you need to know about the benefit, including the 57 main disabling condition categories which the Department for Work and Pensions (DWP) describes as the "main medical reason for the claim". It’s worth noting that just because a condition you may have is not listed, it does not mean it is not supported through Attendance Allowance.
What is Attendance Allowance?
Attendance Allowance helps with extra costs if you have a physical or mental disability or illness severe enough that makes it hard for you to look after yourself - it does not cover mobility needs.
You do not need to have someone caring for you in order to make a claim.
Who can claim?
You should apply for Attendance Allowance if you have a disability or illness and need help or supervision throughout the day or at times during the night -even if you don’t currently get that help.
This might include:
Help with your personal care - for example getting dressed, eating or drinking, getting in and out of bed, bathing or showering and going to the toilet
Help to stay safe
You should also apply if you have difficulties with personal tasks, for example if they take you a long time, you experience pain or you need physical help, like a chair to lean on.
Attendance Allowance isn’t just for people with a physical disability or illness.
You should also claim if you need help or supervision throughout the day or night and have:
a mental health condition
learning difficulties
a sensory condition - if you are deaf or visually impaired
Attendance Allowance main disabling conditions
Medical conditions are sourced from information recorded on the DWP’s Attendance Allowance computer system.
The DWP says that where more than one condition is present the main disabling condition is reported on.
It’s important to note that this list is not a checklist for claiming Attendance Allowance, it is intended to help people understand what type of conditions are being supported. However, if you need extra support during the day or night due to a long-term illness, disability or health condition, you should check out the official eligibility guidance on the GOV.UK website here.
57 categories providing Attendance Allowance support
Arthritis
Spondylosis
Back Pain – Other / Precise Diagnosis not Specified
Disease of The Muscles, Bones or Joints
Trauma to Limbs
Blindness
Deafness
Heart disease
Chest disease
Asthma
Cystic Fibrosis
Cerebrovascular Disease
Peripheral vascular Disease
Epilepsy
Neurological Diseases
Multiple Sclerosis
Parkinson's Disease
Motor Neurone Disease
Chronic Pain Syndromes
Diabetes Mellitus
Metabolic Disease
Traumatic Paraplegia/Tetraplegia
Major Trauma Other than Traumatic Paraplegia/Tetraplegia
Learning Difficulties
Psychosis
Psychoneurosis
Personality Disorder
Dementia
Behavioural Disorder
Alcohol and Drug Abuse
Hyperkinetic Syndrome
Renal Disorders
Inflammatory Bowel Disease
Bowel and Stomach Disease
Blood Disorders
Haemophilia
Multi System Disorders
Multiple Allergy Syndrome
Skin Disease
Malignant Disease
Severely Mentally impaired
Double Amputee
Deaf/Blind
Haemodialysis
Frailty
Total Parenteral Nutrition
AIDS
Infectious diseases: Viral disease - Coronavirus covid-19
Infectious diseases: Viral disease - precise diagnosis not specified
Infectious diseases: Bacterial disease – Tuberculosis
Infectious diseases: Bacterial disease – precise diagnosis not specified
Infectious diseases: Protozoal disease – Malaria
Infectious diseases: Protozoal disease – other / precise diagnosis not specified
Infectious diseases - other / precise diagnosis not specified
Cognitive disorder - other / precise diagnosis not specified
Terminally ill
How much could I get on Attendance Allowance?
You could receive £61.85 if you need help during the day or at night or £92.40 if you need help during the day and at night, or if you are terminally ill.
The benefit is paid every four weeks , which means you could receive either £247.40 or £369.60 every pay period.
The payment is backdated to the date of the application.
You can spend the money however you like and it could help you stay independent in your own home for longer.
This might include:
paying for taxis
helping towards bills
paying for a cleaner or gardener
Can I claim Attendance Allowance even if I have savings and other income?
Yes. Attendance Allowance isn't means-tested so it doesn't matter what other money you have coming in or how much you have in savings either - there's no limit.
it is also tax-free and you will be exempt from the Benefit Cap so you won't have money taken away from any other benefits.
Will Attendance Allowance affect my State Pension?
No, it won't affect your State Pension and you can even claim it if you're still working and earning money.
How does Attendance Allowance affect other benefits?
The other benefits you get might increase if you get Attendance Allowance, these include:
Extra Pension Credit
Housing Benefit Reduction
Council Tax Reduction
How do I make a claim?
You will need to complete a long claim form when you apply for Attendance Allowance.
It might seem daunting at first but help is available from your nearest Citizens Advice, so don't let the form put you off applying.
If you'd prefer to do it yourself you can follow the Citizens Advice guide on how to fill in your claim form here.
Full details of how to get the application form by post or over the phone can be found on the GOV.UK website here.
What happens if I am about to reach State Pension age?
If you are thinking about applying for Attendance Allowance when you reach State Pension age, you might be better off claiming Personal Independence Payment (PIP) straight away - you may be able to get more money.
Who cannot claim Attendance Allowance?
You won't be able to get Attendance Allowance if you already get PIP or DLA to pay for your care.
If you apply for Attendance Allowance while getting DLA, the DWP will usually reassess your DLA award instead.
You can renew your PIP or DLA when the existing award ends as long as you still meet the eligibility criteria.
If your renewal is unsuccessful you can apply for Attendance Allowance instead.
Find out more about Attendance Allowance on the GOV.UK website here.
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