The cost of living crisis has caused bills to sky rocket for many with people now cutting back on how much they usually spend.
And on the run up to Christmas, things are becoming even tighter.
People are now turning to others for help such as Martin Lewis for money-saving tips with the Government also helping out people by offering cash boots to selected households that meet a certain criteria.
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People can now claim a £150 boost under the Warm Home Discount scheme they need to apply now as the deadline of November 17 fast approaches with the DWP (Department for Working Pensions) urging people to apply as soon as possible.
And now more than 30 million household are set to get a £500 per year cash boost.
But what about the £500 boost? Here's what you need to know.
According to the Liverpool Echo, National Insurance contributions rose by 1.25 percentage points in April as part of plans to help pay for social care and deal with the NHS backlog. However that will be reversed and funding for health and social care services will be maintained at the same level as if the levy were in place.
The reversal of April’s rise in National Insurance has already taken effect across the UK since November 6 (Sunday). Added to July’s increase in National Insurance thresholds, almost 30 million people will be £500 better off on average next year due to the changes.
Meanwhile, 920,000 businesses will save an average of almost £10,000.
The tax cut was announced by the government on September 22 as part of the reversal of the Health and Social Care Levy. Working people across the UK will begin receiving the tax cut in their payslips this month, with all expected to have started receiving it by February.
Most employees will start to receive this tax cut directly through payroll between November and February - although some may be delayed until December or January. It takes effect in all parts of the UK and means working people will keep more of the money they earn.
If you are struggling, you can talk to Samaritan via the phone for free on 116 123 or email them via jo@samaritans.org who say they have a response time of within 24 hours.
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