With all of the talk about the mind-boggling amount of money in professional golf these days, it seems almost incomprehensible that anyone near the top of the sport would be struggling to make ends meet.
But below the glitz and the glam of the PGA Tour and LIV Golf League, and even the comfortable arrangements on the Korn Ferry Tour and DP World Tour, players have to think very carefully about what they spend their money on - and those considerations are only heightened in the women's game.
Even those LPGA Tour players who only make the cut at events with the smaller prize purses might earn just enough money to cover their total expenses for the week. And with the lack of finance not trickling down to the feeder tours, it can make reaching the top level extremely difficult indeed.
Someone who knows the strains of this task better than most is American professional, Hannah Gregg. The Arizona-based player previously detailed the cost of getting to and through Q-School on the Ladies European Tour in a video on her social media platforms, explaining that even the winner of the whole event may not have broken even.
A product of the Symetra and Epson Tours, Gregg reached the final stage of LET Q-School to earn playing privileges for 2024 and is closer than ever to reaching her dream of playing LPGA Tour golf. But while her sponsorship deals and online content creation will prop her up financially for the time being, Gregg admitted the stress of floating around the break-even line for so long really puts pressure on people, no matter their ability.
She said: "It doesn't matter if you're a great player or not, the emotional toll of thinking about how much every single tournament is costing you - especially if you don't have funding or you're working in a pro shop or something and kind of scraping together that money. It really does wear on everyone the same.
"I see there's always three or four players every year that just fall out of love with it, and that could be because they just don't like it anymore, but it's pretty rare that you see someone with unlimited funding fall out of love with it and just get overwhelmed by the stress."
Gregg's boyfriend and caddie, Fred Lindblom is a short-game coach and founder of Short Game Gains - and the Swede echoed his partner's sentiments around some extremely talented players throwing in the towel due to circumstances outside of their control.
Lindblom said: "I have a couple of friends that definitely definitely had enough and wanted to kind of get a more stable life because, in the end, you put everything on pause - family, careers, everything - for professional golf. Because after a couple years, when you don't make it you pretty much start at zero, right? I probably wouldn't name names, but there's definitely people where it's like: "wow that guy quit?! He's way better than I am."
Gregg believes the margins in talent at the top are so thin, sometimes a small change in circumstance or one bad result can spell the end for a player who could have reached the top.
She said: "I think the other thing is, when you get tour status, everyone is so talented. It's like anyone you meet you think could make it at any time. So when anyone quits at our level we're like, that's a bummer."
The 28-year-old went on to point out that most individual players are very similar to new businesses in that making a profit is very unlikely for the first few years and, as a result, some don't make it off the ground and realise their potential.
She said: "I actually wrote an article my senior year in college about how I thought golfers were treating their first few years like a startup. And it's totally normal for startups to go do multiple rounds of funding and never be profitable and just run super lean and maybe not have the best business model for the first for years. That's just common in the business world, and then when people look at many tour golfers, they're like, if you haven't made money after two years like you should just give up."
Lindblom highlighted the career paths of his fellow countryman, Ludvig Aberg and American Eric Cole as two very different stories about how long it can take a professional golfer to reach the top.
Lindblom said: "Look at Eric Cole, the PGA Tour Rookie of the Year, look at his career. I mean, I think it took him 15 years to make a profit. In 15 years, finally, he made it through the Korn Ferry Tour. But before that he didn't make money playing golf. Or not enough to have a great life, I can promise you. So there's always a handful of Ludvig Abergs and other people where they're just that good, but think about it. That might be one per year."
For Gregg and the rest of her peers hoping to forge a career out of pro golf, being able to cope with the potentially crippling expenses of travelling around the world to play will likely be a significant factor in deciding whether they make it or not.
"It was shocking to me that they didn't pay expenses for anyone on the PGA tour before, but they have that 500,000 stipend now," she said. "We don't have anything like that on the women's side, obviously, and the expenses are what kills you."
Lindblom continued: "The first five or six events on the LET, they're literally continent-hopping. You're jumping back and forth between the US, Australia, and Europe. It's pretty crazy. So the expenses stack up really quickly.
"We had Scott Stallings here for a couple of days, PGA Tour player, and he was complaining about his schedule going on in the US. It was like "Hey, listen to this. How about going to Kenya, Florida, Australia, New Zealand, and then South Africa in the beginning of the year?" He's like "what?" and his purses are a little bit bigger than Hannah's. It's unbelievable, the schedule and the travel expenses on the LET."
To help ease the burden of travel expenses in particular from her Arizona home, Gregg revealed she took part in a crowdfunding scheme recently called 'Carry' where people were able to buy shares in her and nine other players. The idea was that the golfer is handed enough money to pursue their dream while the 'investors' would earn something back once the player earned a certain figure.
Gregg said: "It's a really cool system and it's helped me a ton. I know for a fact I couldn't have played all the Epson events I did last year if I didn't have Carry."
Having received her share of $50,000 between two cohorts of almost 20 players, Gregg was able to reach this point in her career and play in LET Q-School, an event which offered prize money for the top few finishers - something that is not the case on other tours.
Gregg said: "LET is the only women's Q-school where they even have a purse. So I love that, that was a little bit of a surprise to me that there was anything to play for at finals because that's never normally the case."
