As the cost of living rises, millions of us are looking for ways we save cash around the house.
Financial guru Martin Lewis created a cost of living crisis guide - a stark signal as to how desperate people are.
But one Martin Lewis fan has shared how she saved £213 by making just five simple changes.
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After going through her own finances, the woman, known only as Sam, said she was able to lower her outgoings and made more of an interest on her savings after moving some of her income around.
The 65-year-old said she is on Universal Credit with an enhanced rate for her disability.
Writing to Money Saving Expert, she explained how she used its new car insurance comparison tool to save £53 compared to what she was spending last year.
As the Mirror reports, Sam didn't stop there and haggled this renewal price down by a further £32 with no loss of cover, to add to her saving.
Then moving onto broadband - it is often said that if you phone up to cancel, the provider will try to sell you a cheaper rate to keep your service.
Sam phoned BT and saved around £5 a month after signing up to the BT Home Essentials social tariff, which she is eligible for because she claims Universal Credit. Other providers, including Sky, also provide a discount to those who receive the benefit.
She did this on top of the saving she made by switching to a cheaper sim only deal, allowing her to save £60 a year.
After answering questions about her circumstances, Sam was awarded a 20 per cent discount worth £40 a year from her water company.
Another change Sam made was setting up a standing order so a small portion of her income goes into a cash ISA, instead of sitting in her First Direct current account. She also moved across £3,000 of savings into the same cash ISA as it was “doing diddly-squat elsewhere”.
Sam said: “All totalled up that's £213 a year, plus the little bit of interest from the ISA. It won't cover the energy increases, but I've gone from being very worried to concerned, and I feel so empowered because I've done something about my finances.”
