High street bank Santander has launched a new current account - and users can get up to £20 in cashback a month for a £3 fee.
The Santander Edge account can be used for everyday spending - but has a number of perks, as well as an attached savings deal.
The new account replaces Santander's 123 Lite current account, which is no longer available for new customers.
Existing users of the 123 account are not affected.
The Edge account offers cashback on debit card spending and direct debits of up to £20 per month available. There is a £3 monthly charge to use the account.
However, there are several perks of the account that can help you save more than that.
Firstly, you can get 1% cashback on grocery and transport bills such as petrol and bus fares, provided you pay by the debit card that comes with the account.
This cashback is capped at £10 a month, so you'd need to spend £1,000 to get it.
There is also 1% cashback on bills such as gas, electricity, council tax, mobile phone bills, broadband and TV.
Again, this is capped at £10 a month and requires spending of £1,000 each month to get the tenner.
To get this cashback you will need to use the Edge account as your main current account.
To set up the account in the first place you will need to have at least £500 paid in every month and have at least two monthly direct debits.
People who take out the current account also have the choice to use a linked savings deal paying 4% interest on up to £4,000.
That means up to £13.10 in interest each month if you have the money to max out the deal.
The 4% rate does include a bonus rate of 0.5%, which applies for 12 months.
Enrique Alvarez, chief customer officer at Santander UK said: "We're excited to be able to unveil Santander Edge, designed around what we know our customers want from their bank.
"We've created a new account to help customers make the most of their money today and save for a better tomorrow."
How the Edge account compares to 123 Lite
The popular Santander 123 Lite account was the bank's current account with the most cashback perks.
It cost £2 a month, and gave 1% cashback up to £5 a month on council tax, phone bills, broadband and mortgages held with Santander.
It also offered 2% cashback on energy bills and 3% on water bills, up to £5 a month.
So the new Edge account has the ability to earn you more cashback than the 123 Lite, but only if you pay high bills and spend a lot on groceries and travel costs.