Attention JetBlue loyalists: Your favorite airline is offering a new luxury travel credit card. But with a $499 annual fee, are the perks worth the price?
With the launch of the JetBlue Premier World Elite Mastercard®—issued by Barclays—JetBlue has officially entered the premium card market. The move is a big step in JetBlue's strategy to enhance customer loyalty, and helps the carrier compete with high-end card offerings from other major airlines.
"We heard a lot of feedback from customers that there was a lot of pent-up demand for a product like this,” says Christopher Buckner, vice president of Loyalty and Partnerships at JetBlue, in an interview with Fortune.
Now open for applications, this card is designed to cater to JetBlue’s most loyal flyers, combining luxury travel perks with a robust rewards program.
The benefits of the JetBlue Premier card
The JetBlue Premier card is packed with benefits aimed squarely at frequent JetBlue travelers. The highlights include:
- Lounge access: Complimentary access to JetBlue’s new lounges at JFK (opening late 2025) and Boston Logan, plus a Priority Pass membership for access to over 1,500 lounges worldwide. Cardholders can bring one guest for free.
- Rewards: 6x points on JetBlue and Paisly purchases, 2x points at restaurants and grocery stores, 1x points on all other purchases.
- Welcome bonus: Earn 70,000 TrueBlue points and 5 Mosaic tiles after spending $5,000 in the first three months. This is a limited time offer through May 31, 2025.
- Mosaic status: Earn 1 tile for every $1,000 spent, helping cardholders fast-track their way to JetBlue's elite status tiers.
- Annual Paisly credits: Receive up to $300 in statement credits for purchases made through Paisly, JetBlue’s travel booking platform (more on this below).
Here are a few more of the card’s travel perks. Holders and up to three companions get a free first checked bag. There’s Group A boarding for the cardholder and up to four companions, plus a Global Entry or TSA PreCheck application fee credit worth up to $120 every four years. Then there’s the 10% points rebate on award flight redemptions, an annual bonus of 5,000 TrueBlue points, and in-flight savings of 50% on food and drinks.
Buckner emphasizes that the JetBlue Premier Card was designed to complement Mosaic benefits. "We really try to be careful about not having overlapping benefits between our credit card and the Mosaic program,” he says. “We like them to work together in sync. So ultimately, we're trying to add extra benefits from the card product side that are going to complement the existing Mosaic program."
This is most visible when you contrast the JetBlue Premier Card with other premium airline cards such as the Delta Reserve, which provides cardholders with access to the upgrade list even if the member doesn’t have status in the SkyMiles program. That means a cardholder can get enhanced seats ahead of Delta Elite members.
By awarding points toward status with credit card spending, the JetBlue Premier allows members to earn Mosaic status and access to better seats more quickly, but not at a level above other Mosaic members.
JetBlue Premier vs other JetBlue cards
To provide context for the Premier card’s positioning within JetBlue’s credit card lineup, here’s a comparison of its features against other options:
The Premier card stands out with its premium perks like lounge access and accelerated Mosaic status earning via the limited time offer. However, its steep annual fee makes it a niche product for dedicated JetBlue flyers. The Plus card offers a solid middle ground at $99 annually and is a better choice for most.
You can also earn points with a number of Citi, Chase, and American Express cards that transfer to the JetBlue TrueBlue program. If you don’t need the benefits such as free checked bags and the ability to spend toward Mosaic status, you’re better off earning points with a flexible rewards card.
The problem with Paisly
The launch of the Premier card coincides with JetBlue's expansion of its Paisly travel platform. Initially introduced in March 2021, Paisly has evolved from a flight add-on service to a more comprehensive travel booking platform. It now offers hotels, car rentals, and activities, with plans for further expansion.
One of the Premier Card’s value propositions is “up to $300 in statement credits for purchases made through Paisly, JetBlue’s proprietary travel booking platform.” Sounds great, doesn’t it?
Actually, no. We have to dig a bit deeper into what the offer actually says: Receive up to $300 in credits ($50 per qualifying transaction of $250 or more, up to six transactions per calendar year). Following American Express’ lead, Barclays and JetBlue have offered a “benefit” that is onerous to use and close to impossible to maximize. I assign the dollar value of this perk near zero.
Is the JetBlue Premier card worth it?
Only if you are a JetBlue fanatic. For loyalists who frequently fly with JetBlue and value perks like lounge access the Premier card could deliver significant value. But keep in mind that free checked bags and accelerated Mosaic status earning are also available with the JetBlue Plus card which costs $400 less per year.
For travelers who frequently fly from JetBlue's hub cities, the Premier card may offer enhanced value. JetBlue's primary hub is John F. Kennedy International Airport in New York City, with secondary hubs in Boston, Fort Lauderdale, Los Angeles, Orlando, and San Juan. The card may especially make sense for those who want to use JetBlue on one of the newly expanded European destinations such as Madrid or Edinburgh.
However, casual travelers or those who prefer flexibility across multiple airlines will find better value elsewhere. The $499 annual fee is steep compared to other premium travel cards, like the Capital One Venture X Rewards Credit Card, that offer broader benefits across various airlines and hotel programs. For most travelers, the mid-tier JetBlue Plus Card strikes a better balance between cost and perks.
Ultimately, if you’re someone who lives and breathes JetBlue—whether for work or leisure—the Premier card could be your ticket to an elevated travel experience. For everyone else? Stick with the JetBlue Plus card or consider a general travel rewards card that offers more flexibility.
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