
Few five-word phrases conjure as much confusion as "jeans and a cute top" does. The vague yet popular outfit formula could mean just about anything. Luckily, I'm here to decode its many possible meanings with expert-vetted combinations courtesy of fashion's best-dressed insiders.
The spring outfit inspiration ahead covers all your bases. There are preppy rugby shirts that pair perfectly with slouchy, on-trend denim, sweet knit polos that complement light-wash styles wonderfully, and elevated white tank tops that create a chic summer work look when matched with dark-wash trouser jeans. Plus, I found off-the-shoulder tops you can use to curate the grown-up going-out outfits of your dreams.
Keep scrolling for 11 tried-and-true best tops and jeans outfits. As I mentioned, the options are (nearly) endless, but never complicated.
A Preppy Rugby Shirt

Rugby shirts are the surprising must-have item that insiders can't get enough of. They look great paired with baggy jeans.
A Sleek Off-The-Shoulder Top

You can't beat an off-the-shoulder top for the perfect date-night outfit. This timeless style is endlessly versatile, but I like wearing it with a pair of dark-wash jeans for a subtle contrast.
A Sweet Knitted Polo

Speaking of preppy styles, insiders have been ditching their plain white tees in favor of knit polo styles. Cable knits are a classic, but breezy pointelle options are perfect for summer dressing.
A Classic Tank Top

Everyone has a plain white tank in their collection (and if you don't, this is your sign to buy one), but I prefer a looser-fitting option for summer. Silky textures are easy to style with trouser-style jeans and a wide belt for added contrast.
A Sheer Top

Sheer tops might not work for the office, but don't miss out on them during the weekends. Choose lacy textures for a boho-inspired look that works.
A Boho Tunic

If you needed more proof that the boho trend is back, tunic-style tops are everywhere. Lacy, delicate textures and floaty silhouettes make this look easy to master.
A Brightly-Colored Button-Down

You can't go wrong with a striped button-down shirt in your spring rotation. Layer it over a tank or tee, and then tuck both into a pair of classic straight-leg jeans for an unbeatable look.
Cool-Girl Denim-on-Denim

Denim-on-denim is a major fashion trend this year, so it's time to get on board if you haven't already. Choosing fitted styles in contrasting denim washes makes the duo feel more fashion girl and less like a cowboy.
An Elevated Blouse

Voluminous tops made from silky or nylon fabrics take your wardrobe to the next level. Brands like COS and Tibi specialize in this category, so look to them for the perfect picks.
A Summery Strapless Top

Summer is nearly here, so it's time to invest in a strapless top. Linen shirts serve as the ideal warm-weather option, while denim styles provide added support.
A "Blokecore"-Inspired Jersey

"Bloke-Core" is the British-inspired sporty fashion trend that stylish insiders like Hailey Bieber have endorsed for summer. Even if you don't have a favorite team (or a jersey available), it's easy to adopt the look.