'Grandparent scam' warning as fraudsters catching people out with text messages

Gardai have warned the public to be on the lookout for a "grandparent scam" that's doing the rounds with the fraudsters using it to steal money from vulnerable people.

According to gardai, this scam involves the fraudsters sending a text message posing as a family member saying they need financial help or are in some sort of trouble that needs to be kept secret. The person sending the text message will often pretend to the person's family member such as their child or grandchild.

The scammer is usually also based in a foreign jurisdiction, and while posing as the person's family member they will ask the person to pay for an urgent medical bill or fine. The victim of this fraud will then make a direct payment to the fraudster’s account.

Read more: Newstalk host Andrea Gilligan subject of catfish scam as conmen fool listeners with '€1,000 prize'

Gardai are advising the public to be "wary of unsolicited text messages" from unknown numbers. Gardai have this week issued some top tips on how to protect yourself from this type of scam:

• Do not volunteer information as fraudsters are known to ‘fish’ for facts which they then use to make themselves sound more credible.

• Resist the urge to act immediately, no matter how dramatic the story is.

The scammer sends a text like this pretending to be the victim's child or their grandchild (Meath Crime Prevention Facebook)

• Verify the person’s identity – ask questions that a stranger couldn’t possibly answer; call a family member to verify if someone is operating under a different number even if you have been told to keep the story a secret.

• Don't send cash, gift cards or money transfers – once the fraudster receives the money, it’s gone.

• Trust your instincts, if you feel like something isn't right then trust yourself.

Gardai have also warned that fraudsters can also make contact via social media platforms using fake profiles.

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