Sometimes your morning routine doesn't quite go to plan and there's no time for breakfast, so on your way to the office, you pop into Greggs to grab some food.
Doing this every day will undoubtedly add up - as one estate agent has recently pointed out, much to the outrage of many.
DM & Co. Homes, based in the West Midlands has caused a stir on TikTok after saying that people who purchase a Greggs breakfast every morning could have saved just under £10,000 for a house deposit instead.
In a clip, they warned that buying from the bakery five days a week adds up and could set you back a whopping £8,400 over five years - which is enough for a 5% deposit on a £175k property.
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The video has since gone viral, garnering over 171,000 views and thousands of likes.
Text on the clip reads: "You spend £5 at Greggs every morning. That's £35 a week.
"That's £140 a month. That's £1,680 a year.
"Three years later that's £5,040. Five years later that's £8,400.
"You could've added that to your deposit on a property.
The estate agents captioned the video writing: "Who's guilty?"
Many fellow TikTok users were left fuming by the post, branding it "pointless" and "condescending".
One person replied: "This is literally boomer mentality! Buying a sausage roll is not going to stop you from saving a deposit. Pointless video."
Another wrote: "No one cares with your condescending sh**e leave Greggs out of it."
"A warm breakfast every morning for eight years is worth more than a deposit on a property you'll hardly see," proclaimed a third.
Someone else pointed out: "Every penny you've ever spent could have been saved and added to your deposit, but humans buy things. So this doesn't work."
While a fifth couldn't help but ask: "Who's spending £5 at Greggs..."
"Chill out, Greggs is my only source of happiness," added a sixth.
However, others were a bit more sympathetic to what the estate agent was saying.
A different user posted: "I agree with the premise that a little change can add up but this kind of advice frustrates more than helps. The housing market is broken 1/2 The housing market is broken and telling people not to buy a coffee isn't going
to change that 2/2."
Megan Griffiths, property media creator for the DM & Co. Homes said: "We've done a few videos like that and people love them. It really makes first time buyers realise how much they can save.
"Some users don't really understand the point of the video or have the motivation to save. They don't realise how much these things are and that it will add up over time.
"People are always going to make comments but I don't take notice.
"House prices are only going up and because TikTok is aimed at a young audience it's good to make them aware of how they can save.
"If you stop spending money on these things you can save and get yourself on the property ladder."
What do you think? Let us know in the comments below.