Council tax is one of the biggest bills a household has to face, so, if you're struggling financially, help with this bill could mean a saving of hundreds of pounds and a weight off your mind. According to the Department of Work and Pensions (DWP), if you're on a low income or claiming benefits, your bill could be reduced by up to 100%.
To claim, you'll need to apply to your local council for a Council Tax Reduction - this is sometimes called Council Tax Support. You can apply if you own your home, rent, are unemployed or working. The £1,500 figure is based on Band A annual council tax in the city.
Here's what you need to know about applying for a Council Tax Reduction. Be aware though that it is important to check the rules with your individual council as what you get depends on where you live, as well as your circumstances. Other considerations include your household income, if your children live with you and if other adults live with you.
What is Council Tax
Council Tax is a local tax which is placed on a domestic property. The money raised through the tax is used to pay for things like maintaining roads and street lighting, and services such as rubbish collection.
READ MORE: DWP outlines 10 ways people can boost their finances if they are struggling
You’ll usually have to pay Council Tax if you’re 18 or over, according to the government website. A full Council Tax bill is based on at least two adults living in a home. Spouses and partners who live together are jointly responsible for paying the bill. You can apply for a 25% discount if you live alone.
What you need to know to claim a Council Tax Reduction
You could be eligible to claim a Council Tax Reduction if you’re on a low income or claim benefits. Your bill could be reduced by up to 100%. You can apply if you own your home, rent, are unemployed or working.
What you get depends on:
- where you live - each council runs its own scheme
- your circumstances (eg income, number of children, benefits, residency status)
- your household income - this includes savings, pensions and your partner’s income
- if your children live with you
- if other adults live with you
How do I apply for a reduction
You'll need to apply to your local council for a reduction. Visit the Government website for more information. You'll be able to enter your postcode on this page and be directed to the relevant local council website to start your application.
