Should you claim benefits, you may or may not know that certain financial assistance comes to and end once you reach the age to receive your state pension.
At 66-years-old, both men and women in the UK can start claiming their state pension, which is based off involuntary contributions made throughout their working life in National Insurance.
The age of entitlement for a state pension is set to rise to 67 sometime between 2026 and 2028, with a further increase to 68 set to come in between 2044 and 2046. This could however be brought forward.
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The Mirror reports that after you hit state pension age, a number of your existing benefits may stop, but you'll in-turn become eligible for an abundance of other payments to assist financially. There's also a number of other benefits you can claim no matter your age.
Here's a quick breakdown.
Which benefits stop when you reach state pension age?
National charity Turn2Us has listed the following benefits as the ones which stop when you hit state pension age:
- Income-based Jobseeker’s Allowance
New Style Jobseeker's Allowance
- Income-related Employment and Support Allowance
- New Style Employment and Support Allowance
- Income Support
- Universal Credit
Bereavement Support Payment and Widowed Parent’s Allowance are also unavailable once you reach state pension age.
Benefits you can keep claiming when you reach state pension age -
You can claim these benefits even after you reach state pension age:
- Child Benefit
- Carer’s Allowance
- Guardian’s Allowance
- Statutory Sick Pay
- Housing Benefit
- Council Tax Support
- Support for Mortgage Interest
- Help with Health Costs
- Cold Weather Payment
- Warm Home Discount Scheme
You cannot make a new claim for the following benefits once you reach state pension age, but you can renew an existing claim:
- Disability Living Allowance (DLA)
- Adult Disability Payment
- Personal Independence Payment (PIP)
- Working Tax Credit
- Child Tax Credit
Benefits you can start claiming when you reach state pension age -
The most obvious one is the state pension, of which there are two types depending on when you were born. You claim the new state pension if you are a:
- Man born on or after 6 April 1951
- Woman born on or after 6 April 1953
The full new State Pension is worth £203.85 a week but you may get less depending on your National Insurance record. You claim the basic state pension if you are a:
- Man born before 6 April 1951
- Woman born before 6 April 1953
The full basic state pension is £156.20 a week, again depending on your National Insurance record. Other benefits you might be able to claim once you reach state pension age, depending on your income, health and circumstances are:
- Attendance Allowance
- Pension Credit
- Winter Fuel Payment
Do you agree with the rising state pension age? Let us know in the comments.
Read next:
- Why you may not have received DWP £301 cost of living payment today and what you should do
- DWP £301 cost of living payment starts hitting bank accounts today - but not for everyone
- DWP blunder causes £301 cost of living payment confusion on when cash will be paid
- DWP set to record all disability health assessments from next year in system shake-up
- Eight Universal Credit changes which might affect your payments this year
