A couple could be spending Christmas with "no home and no hope" after their flat flooded with sewage.
Frances Spanner, 29, and Tony King, 35, are facing homelessness and will have to replace thousands of pounds worth of destroyed and damaged items.
The devastating flood marks the second time it's happened to the unfortunate couple in less than two years.
They woke to overflowing water in the early hours of November 17 and watched 16 months of renovation work from the previous flood wash away within two hours.
Footage shows Frances wading through the flat in Herne Bay, Kent, submerged in a foot of water while one of her three cats can be seen hiding on one of the counters.
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She can be heard saying to Tony: “You have no shoes, your brand new trainers we only bought last weekend are submerged in water at the moment.”
Hand-made Christmas presents for friends and family are now “bobbing up and down” in sewage water in the uninhabitable building, where the walls reportedly now measure at 100 per cent damp.
Southern Water stumped up for the couple to live in an Airbnb after their pipes burst.
But the water company have told them on January 2 they will have to go it alone and pay accommodation costs themselves.
The company blamed the flood on a “hydraulic overload” due to heavy rainfall.
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As a result they gave the couple a £5,000 “goodwill payment,” offered to Southern Water’s worst-affected customers.
However, that will not touch the sides of the family’s bill - when their flat flooded in August 2021 it racked up to more than £10,000.
Now their new kitchen will reportedly need to be ripped up and refurbished, and the bathroom and tiled flooring across the flat will have to be redone.
That’s before their furniture, clothing, and other belongings are replaced.
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The landlord is reportedly having to go through their own insurance to cover the cost of the work to make the flat liveable again.
Explaining the situation, dispatch clerk Frances said: “Rather than getting to watch our family and friends unwrap their presents on Christmas Day, we got to watch them bob up and down in sewage water in the middle of November.
“What makes it worse is that a lot of the gifts we give out are hand-made, so a lot of hard work and effort went into them just to chuck them away.
“We know we can get through this, we’ve done it before and we’ll do it again.
“But right now, it really does feel like we have no home, no Christmas and no hope.”
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The family have nowhere else to go after being bumped from hotel to hotel.
From November 16 they stayed at a Premier Inn, then were moved to another Premier Inn, and now they are in their second Airbnb.
Because the property is now so high-risk, the family are unable to get contents insurance.
Frances said 21 or 22 properties in the area were affected by Southern Water’s burst pipes.
Some households need carpets replacing, which the £5,000 payment would generously cover, but she said others need much more financial aid.
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The soon-to-be-wed couple live with three cats, but because Airbnbs don’t allow pets they have had to leave them in the property and go back to check on them.
Frances added: “My mother’s just had major surgery up in Glasgow.
"We can’t go up there because we have three cats that are having to live in the flat while we bounce around from place to place.
“It’s so disheartening to go in and see the state it’s in. It doesn’t get any easier.
“It’s so much more than just about losing material objects - it’s the strain it puts on our lives, our relationships, our mental well-being.
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“We’re now in our second Airbnb, and we’ve been told this is the last time they can put us up somewhere, so when January 2 rolls around we don’t have a clue where we’ll go.
“The brand new kitchen needs to be ripped out and refurbished, the bathroom needs to be done again, the tiled flooring which spans the entirety of our flat has to come up too.
“The walls are measuring up at 100 per cent damp, so no doubt they’ll have to be sorted as well.
“It’s a complete nightmare, and that’s before you even begin to consider the loss of our personal belongings."
A Southern Water spokesperson said: “We understand how distressing flooding can be and always seek to help our customers.
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"On November 16-17 Herne Bay was hit with between 40 and 50mm of rain in 48 hours which overwhelmed all drainage systems.
"We arranged temporary accommodation for the worst affected customers while our clean up teams made properties habitable and ensured electrics were safe.
"While no compensation is payable as the flooding was caused by severe rainfall, because of the impact we are offering goodwill payments of £5,000 to those who suffered damage and disruption to help with their recovery.
"As one of the agencies with responsibilities around flooding, we work closely with council departments, the Environment Agency and others to mitigate flood risks and help with the impact.”
The family's anger is not solely directed towards Southern Water.
Lorry driver Tony blames the Kent-wide issue of over-building, adding: “Where does the buck stop? The various councils continue to sign off on houses where the infrastructure cannot sustain the current demand.
“It’s a vicious circle but it’s highly frustrating when the people are the ones who pay the prices."