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Jayne Cherrington-Cook

7 smart casual outfit ideas to take the guesswork out of this tricky dress code

Three women wearing smart casual outfits with skirts.

Smart casual outfit ideas present a unique challenge. Often difficult to perfect, this dress code requires a delicate balance of polish. Finding the right smart casual outfit ideas is essential for versatile, in-between occasion dressing.

Does the phrase ‘smart casual’ cause you outfit anxiety? If so, you’re not alone. The Oxford Dictionary defines smart casual as "neat, conventional, yet relatively informal in style" but celebrity stylist Natalie Robinson believes the term is too open.

“Smart casual can be confusing as they are opposites - like chalk and cheese. The term smart casual is not specific, giving us free rein to experiment with contrasting styles, but it also makes it challenging to balance casual and smart attire,” she says.

Yes, a suit and your best white trainers does fit the smart casual criteria, but remember, the overall goal is to strike that perfect balance between relaxed and polished. If you're unsure, a business-appropriate outfit will always be a safe option.

7 smart casual outfit ideas to solve those sartorial meltdowns

If you're really stuck for inspiration and need some smart casual outfit ideas, we’ve compiled seven smart casual looks that will help you navigate this tricky dress code with ease.

1. Smart casual dress outfits

(Image credit: Getty Images)

A failsafe option is without a doubt a midi or knee-length dress – choose ones that have slightly more polished fabric, rather than casual denim iterations.

A favourite silhouette of Kate Middleton for smart casual invites, a shirt dress is a great choice for this dress code. How you wear it will depend on the occasion, but teaming with a ballet pumps or a pair of the best knee-high boots is a good start. Avoid mini-length dresses or anything too flesh-baring.

“Accessories make or break an outfit as well as enhance smart casual looks,” says Natalie. “My three tips to make a dress casual-smart are to add a belt for a cinched waist, wear a leather jacket and add ankle boots.”

2. Smart casual jeans outfits

(Image credit: Getty Images)

While denim is a no go for super formal events such as weddings, jeans can be business casual if you choose the right cut.

“A dark-wash, wide leg, flare, straight-leg or slim-cut jean is the perfect base for a smart casual look,” says award-winning personal stylist, Lisa Talbot. “Avoid anything too distressed or oversized, as they lean more casual.”

One way to ensure that your jeans fit the smart casual outfit code is by pairing items of different formalities.

“Pair jeans with a tailored blazer, an elegant blouse or even a chic knit to elevate them,” says Lisa. “Add loafers, ankle boots, or sleek trainers to complete the look.”

Looking polished will always help with the smart casual dress code so if you’re choosing jeans, keep everything else fitted and formal. Think a crisp white shirt or a pretty chiffon blouse with a Peter Pan collar to help keep this outfit on the smart side of casual.

3. Smart casual skirt outfits

(Image credit: Getty Images)

A skirt is a reliable smart-casual choice, easily dressed up or down. Just remember to avoid anything too body-con or very short. Feel free to experiment with different cuts and colours, but if the event leans more formal, sticking to classic, muted tones like black, white, navy or beige is always a safe bet.

While a smart shirt or blouse tucked in always looks great, the same goes for a sweater, especially, when it’s worn with a French tuck, where you just tuck the front in. You can also wear a denim skirt – just as with jeans, choose one in a dark indigo wash to keep it looking polished.

Heels aren’t always necessary for a smart casual skirt outfit and in fact, this could be the perfect time to dig out your flats. Ballet pumps, loafers and mules all work well with a midi-length skirt and are very much part of shoe trends for 2025.

Lisa also says not to discount trainers for smart casual skirt outfits.

“It’s all about proportions and fabric choice,” she says. “A midi skirt, whether pleated, satin, or structured, pairs beautifully with trainers, creating a modern yet put-together feel. Adding a polished handbag and subtle jewellery ensures the outfit stays elevated rather than overly casual.”

4. Smart casual blazer outfits

(Image credit: Getty Images)

If your outfit needs an added dose of smart, a blazer literally puts the smart into smart casual!

“Blazers work for smart casual outfits regardless of age, size or style,” says stylist Emma Lightbown. “They can be styled in so many ways - paired with jeans and trainers they make a great smart casual outfit.”

When it comes to styling a blazer for this dress code, think of teaming less formal items with one, such as a pair of your best wide leg jeans, a pleated midi skirt or even some tracksuit bottoms - yes, really. Blazers are also great for throwing on over a dress, especially if you’re not sure how smart your outfit should be - it can always be removed if everyone else is dressed a lot more casually.

If you have a relatively casual dress code at work, keeping a tailored blazer on the back of your chair means you're ready for last minute meetings in a jiffy. And of course, nailing a jeans and a blazer combo will only help you maximise your wardrobe.

5. Smart casual blouse outfits

(Image credit: Getty Images)

A pretty blouse has a more laidback feel than a tailored shirt, so works perfectly in most smart casual outfit ideas.

Choose the blouse first and then create the outfit around it. If your blouse is patterned, embellished or contains ruffles, make sure the bottom half is sleeker - such as a dark pair of jeans or skirt. A more minimal blouse can take more volume on the bottom half and would suit a full circle skirt or a wide legged pair of trousers.

Opt for a floatier fit for an easy-to-wear and chic smart casual outfit. A silky blouse tucked into a white midi skirt feels fresh and modern and perfect for a smart casual dress code.

6. Smart casual jumpsuit outfits

(Image credit: Getty Images)

Jumpsuits were made for this dress code - they’re smart, yet laidback, and come in various styles to suit any occasion.

When it comes to finding the best jumpsuit for smart casual outfit ideas, avoid anything too dressy or too casual - capes, denim jumpsuits or those that bare too much flesh are out.

“Choose a structured or tailored jumpsuit in a block colour or subtle print for a refined look,” suggests Lisa. “To style it up, add a belt to define the waist, layer with a blazer or soft tailored jacket, and finish with ankle boots, loafers or trainers.”

While you can never go wrong with black or navy, a simple pattern or bright colour is a good choice and with the right accessories, such as a simple handbag or statement earrings, you’re good to go.

If you do choose a jumpsuit in a neutral shade, inject a touch of colour with some bright heels or bag.

7. Smart casual co-ord outfits

(Image credit: Getty Images)

While a full-on trouser suit may be too formal for a smart casual dress code, a co-ord set hits just the right tone. There are plenty of different styles to choose from, however, a co-ord skirt or trouser outfit is probably the safest option here. Look for subtle patterns and silky fabrics to give it a smarter edge.

Natalie says this look can be elevated by a clever choice of accessories.

“Classic white trainers would add a casual element to a smart co-ord outfit,” she explains. “If the latter is casual, on the other hand, you could incorporate a pair of open-back loafers, earrings and a clutch bag to create a smart-casual look.”

If you really do want to wear a suit, team with box white trainers and a fitted tee to dress it down a bit. Alternatively choose a waistcoat to team with your trousers to make it feel less like business attire.


FAQs

Are jeans out for smart casual?

According to Debretts, the world-leading guide on etiquette, jeans can be smart casual, but only when the event or place you’re heading to is seen as more laid back one and when well selected. Jeans would be a real no-no at a smart casual wedding, but for other occasions, stylist Natalie, says it’s all about the style.

“Dark wash boot-cut jeans look smart, whereas light wash cuffed boyfriend jeans are more relaxed,” she says.

If in doubt, she advises, to ditch the jeans and choose trousers or a skirt instead!

Are trainers ok for smart casual?

As with everything in the fashion world, rules change and as long as you style them correctly, trainers are very much part of the smart casual dress code.

"Trainers have become a style staple, and when done right, they can seamlessly fit into a smart casual outfit," says Lisa.

"The key is in the details. Opt for sleek, minimalist trainers in leather or a luxe fabric rather than anything too sporty. A crisp white pair or neutral tones work best, keeping the look refined rather than too relaxed."

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