The Department for Work and Pensions (DWP) will start giving over eight million households the second part of the £650 cost of living payment from Tuesday. Payments for £324 will land in bank accounts between November 8 and 23, for most eligible claimants and some members of the Daily Record Money Saving Scotland Facebook group have received confirmation text messages from DWP.
People claiming Working Tax Credits or Child Tax Credits - with no other means-tested benefit - will receive the money between November 23 and 30. Nobody needs to apply for these payments as they will be made automatically if you are eligible and meet the requirements of the qualifying period.
More than six million people claiming disability benefits received a one-off payment for £150 in September, however, DWP has confirmed that some - along with payments for the first cost of living payment of £326 - are outstanding. You can report a missing payment on the GOV.UK website here.
The DWP has confirmed it will make a small number of payments on Tuesday November 8, with numbers increasing significantly from Wednesday November 9.
Even if you are not on a qualifying DWP benefit you may still be eligible for the £324 payment as HMRC are also making payments to those who receive Tax Credits and no other eligible benefits.
These will be made shortly after DWP payments between November 23 and 30.
People receiving Working Tax Credits or Child Tax Credits do not need to contact HMRC or apply for the payment at any stage as it will be made automatically into the account payments are normally delivered to.
This payment comes on top of extensive UK Government support with the cost of living this winter, including £150 payments to around six million people claiming disability benefits.
An estimated right million pensioner households are also set to receive a one-off £300 payment added to their annual Winter Fuel Payment this year - eligible households could get up to £600 in heating bill help.
Eligible benefits for November £324 payment from DWP
You may get a payment of £324 if you get payments of any of the following:
- Universal Credit
- income-based Jobseeker’s Allowance (JSA)
- income-related Employment and Support Allowance (ESA)
- Income Support
- Pension Credit
- Tax Credits - must be claimed alongside one other DWP benefit in this list otherwise payment will be made later from HMRC
The payment will be made separately from your benefit.
If you have a joint claim with a partner, you will get one payment of £324 for your joint claim, if you’re entitled.
Benefits that do not qualify for £324 cost of living payment
You will not get a payment if you get New Style Employment and Support Allowance, contributory Employment and Support Allowance, or New Style Jobseeker’s Allowance, unless you get Universal Credit.
Qualifying period
Universal Credit
You will be eligible for the second Cost of Living Payment of £324 if you were entitled to a payment (or later found to be entitled to a payment) of Universal Credit for an assessment period that ended in the period August 26 2022 to September 25 2022.
Income-based JSA, income-based ESA, Income Support and Pension Credit
You will be eligible for the second Cost of Living Payment of £324 if you were entitled to a payment (or later found to be entitled to a payment) of income-based JSA, income-related ESA, Income Support or Pension Credit for any day in the period August 26 2022 to September 25 2022.
New claims for Pension Credit
People of State Pension age making a new claim for Pension Credit, worth on average £3,300 each year, will still qualify for the second payment as long as their application is received by December 18, 2022.
Pension Credit is a retrospective benefit, which means it can be backdated to three months - falling within the September 25 cut-off qualifying period.
Find out more about claiming Pension Credit here.
Full details can be found on GOV.UK here.
To keep up to date with the latest cost of living news, join our Money Saving Scotland Facebook page here, or subscribe to our newsletter which goes out four times each week - sign up here.
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